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2012

UK Smaller Companies

22.6%

UK Index-linked Gilts

0.3%

9.8%

2013

UK Smaller Companies

37.3%

UK Gilts

-5 3%

21.8%

2014

UK Index-linked Gilts

18.7%

UK Smaller Companies

-1.6%

7.4%

2015

Japan

15.8%

Emerging Markets

-9.8%

4.0%

2016

Emerging Markets

33.1%

UK Smaller Companies

8.5%

24.0%

2017

UK Smaller Companies

26.7%

Global Bonds

1.6%

14 2%

2018

UK Gilts

-0.1%

Europe

-12.4%

-5.8%

2019

UK Smaller Companies

26.2%

Global Bonds & UK Index-Linked Gilts

5.9%

22.3%

Figure 1: Best and worst performing investment sectors over ten years (source: Hargreaves Lansdown)

I’m not here to tell you what to do with your money but I am going to help you analyse your way of life, your needs and wants, and then build a plan to fund a lifestyle that’s tailored to you. I’ll also give you the mechanisms to make more informed financial decisions, track your progress and give you a greater degree of money confidence that can lead to a happier and less stressful life.

Are sens